Manage your finances intelligently
Track every account and currency, snap a photo of a receipt to log it in seconds, and see exactly where your money is heading — weeks, months or a year ahead.
Built by one developer because spreadsheets couldn't keep up and every finance app wanted access to accounts I didn't want to connect.
Free during public beta · No credit card · No bank connection
Bank accounts, cards, cash, virtual funds — every balance in one place, kept in sync automatically.
Record transactions in any currency. Exchange rates are fetched automatically and your net worth is shown in the currency you prefer.
Share any image — a receipt photo, a screenshot of a bank notification, a delivery confirmation from another app. Economa pulls out amount, recipient and category.
Set up rent, salary and subscriptions once. Confirm or skip each occurrence from the calendar with a tap — or let auto-confirm handle it for you.
Save toward future expenses on autopilot. A yearly insurance premium quietly builds up month after month, so the bill never comes as a surprise.
Keep track of money you lent to friends and money you owe. Every person has their own running balance — settle up whenever you're ready.
A dashboard you arrange yourself: line charts, sunburst breakdowns, wallet tables and capital bars. See at a glance where your money lives.
Projections 3, 6 or 12 months ahead, built from your recurring plans and your past spending habits. A confidence band shows how reliable the estimate is.
Income and spending by category, comparing what you planned with what you actually spend over time.
Decide what you want to track and enter only what matters to you — no account to connect, no third-party access.
Works on your phone, tablet and desktop. Install it once, pick up where you left off anywhere.
Private by design: your transactions stay in your account, nothing is sold and nothing is shared.
Setting expectations up front — so you know if we're the right fit.
We don't read your bank. You log what you want tracked and everything else stays off our radar. If you want automatic imports from your current account, Economa isn't it.
No strict monthly envelopes to drain. Economa shows you what you planned versus what you actually do — it informs, it doesn't nag.
No chatbot second-guessing your coffee. AI is used only to read your receipts — decisions stay with you and numbers are just shown clearly.
No ads, no upsells mid-screen, no data sold to partners. When a paid tier arrives it will be plain and optional — the free plan stays useful.
Add your bank accounts, credit cards, cash and funds. Configure the currencies you use and your frequent recipients.
Enter income, expenses and transfers, reuse templates for the recurring ones, or just share a photo of a receipt and let Economa fill in the details.
Explore the dashboard with interactive charts, check balances and read the forecasts to plan your financial future with confidence.
Yes, Economa is free to use during the public beta. If a paid tier is introduced later, a generous free plan will stay.
No. Economa never asks for your banking credentials and never pulls data from your bank. You add only what you want to track — that is the point.
On our servers in the EU, in a dedicated database that belongs only to your account. Your data is not sold, not shared with third parties and not used to train any model. When you scan an image, it is sent to our AI provider to extract the transaction details and then discarded — it is never retained or used for training.
Economa is a progressive web app: it runs in any modern browser on phone, tablet and desktop, and can be installed to the home screen for a full app-like experience.
Bulk import is on the roadmap but not available yet. You can always add past transactions manually, and the receipt scanner speeds things up a lot.
Economa is built by an independent developer, hosted under NetRails. Feedback goes straight to the person writing the code — feel free to reach out.
Economa